Tag
proof
8 articles on proof.
Insurance claims·
We Thought We Were Covered: How the Gap Stays Invisible
Under-insurance and missing proof do not announce themselves. They sit quietly in a valid policy for years and only appear on the one day you hoped never to test it.
Insurance claims·
Claims That Fell Short: The One Document That Would Have Changed Each
A pattern of contents claims that paid out far less than the loss, and the single piece of evidence that would have changed each one. The stories are composite, the patterns are real.
Insurance claims·
Insured on Averages, Paid on Proof: the Asymmetry Nobody Explains
Insurers sign you up on a quick average and pay you out on detailed proof. That switch, from estimate to evidence, is where most contents claims quietly fall short.
Collections·
Insuring Musical Instruments
A guitar, a violin, a saxophone: instruments hold value that depends on maker, age, and condition. Here is how to document them and why a specialist valuation matters.
Collections·
Proving the Value of Collectibles
Vinyl, comics, trading cards, and sneakers can be worth far more than they look. Here is how to prove value and provenance so a collection holds up at claim time.
Insurance claims·
The Week After a Burglary: What Insurers Ask, and When
A burglary claim runs on a timeline. The questions arrive in a particular order, and each one assumes you can produce something. Here is what gets asked, and when.
Collections·
Documenting Camera Gear for Insurance
Bodies, lenses, and accessories add up fast, and each one has a serial number that makes a claim easy to prove. Here is how to document a camera kit properly.
Insurance claims·
Claiming From Memory After a Fire: The 2am List Problem
After a house fire, the insurer asks you to list everything you lost. You do it from memory, at the kitchen table of a place that is not your home. Here is what that is actually like.