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proof-of-ownership

6 articles on proof-of-ownership.

Home inventory·

Can ChatGPT Make a Home Inventory for Insurance?

It will produce a list. But you will work harder than you expect for a worse record, and when you are done you will be holding a document you made yourself, which is exactly what a contents claim is built to discount.

For assessors·

How to Check a WHIG Evidence Record Is Genuine

A guide for insurers, brokers and loss adjusters. How to independently confirm that a WHIG Evidence Package was sealed when it claims to have been, has not been altered since, and what that check does and does not establish.

Insurance claims·

What Makes a Home Inventory Count as Evidence

Most home inventories are not evidence. They are assertions. The difference is not how detailed the list is, it is whether anyone other than you can confirm it, and that difference decides your payout.

Insurance claims·

Proving What You Owned After a Fire, Flood, or Burglary

The cruel part of a major loss is that the proof often burns or washes away with everything else. Here is how people rebuild a claim, and how to never be in that position.

Insurance claims·

Why Serial Numbers and Receipts Matter for Insurance Claims

A serial number is one of the hardest pieces of evidence to dispute. Here is why receipts and serial numbers strengthen a claim, and which items are worth recording.

Insurance claims·

How to Prove What You Owned for an Insurance Claim

After a fire, flood, or burglary, the burden of proof is on you. Here is what counts as proof of ownership, and how to have it ready before you ever need it.