Comparison
WHIG vs HomeZada
HomeZada runs your whole home on a yearly subscription. WHIG documents your contents once, privately, for a one-time price.
If you have started searching for a way to document what you own, HomeZada and WHIG both come up, and at first glance they look like they do the same thing. Both let you build a contents inventory, and both use AI to speed it up. Look a little closer and they are built for different purposes.
HomeZada is a full home-management suite. The inventory is one module sitting alongside home documents, maintenance reminders, renovation projects, and household finances. It is designed to be the place you run your entire property from, year after year, and it is priced as an ongoing subscription to match.
WHIG does one thing. You walk through your home talking to your phone, and it turns that short video into a complete, valued contents inventory plus a cryptographically sealed Evidence Package built for insurance. It is private by design, available internationally, and you pay once. This page lays out where each tool is strong, so you can pick the right one.
- Pricing
- Subscription. Free Essentials tier, Premium $99/yr (or $15.95/mo), Deluxe $189/yr.
- Platform
- Web and mobile apps
- Based in
- United States
- Best for
- HomeZada suits US homeowners who want a single dashboard for inventory, documents, maintenance, projects, and household finances.
WHIG vs HomeZada, feature by feature
Estimated values are exactly that. Not a professional valuation.
How HomeZada builds your inventory
HomeZada lets you add items room by room. You can enter items manually, attach photos and receipts, and on the Premium tier use its AI video recognition to detect items from a recorded room video. That video feature is a real strength and sits in the same family of ideas as WHIG: capture a room once and let AI do the listing rather than typing every item by hand.
The difference is the finished output. HomeZada produces a structured list inside its platform that you maintain over time. WHIG is built around producing a single, complete, valued record in one pass, with a timestamped frame for each item and replacement-cost estimates drawn from current retail pricing data. Those figures are estimates, not a professional valuation, and WHIG flags specialist items for a qualified valuer rather than guessing.
A whole platform, or one job done well
This is the real fork in the road. HomeZada is broad. If you want maintenance reminders, a place to keep warranties and manuals, project budgets for renovations, and a household money view, HomeZada bundles all of that together, and the inventory rides along inside it. For someone who genuinely wants to manage their whole home digitally, that breadth is the point.
WHIG is narrow on purpose. It exists to produce one thing well: a private, sealed, insurance-ready contents inventory. There are no maintenance schedules or budget tools to learn or ignore. If your goal is simply to have solid evidence of what you own before something goes wrong, a focused tool gets you there faster, without an ongoing commitment.
Privacy: where your inventory actually lives
With HomeZada, your inventory and documents are stored in your HomeZada cloud account. That is normal for a software-as-a-service platform and it makes syncing across web and mobile easy, but it does mean a detailed list of everything you own, with photos and values, sits on a provider's servers under their access controls.
WHIG takes the opposite approach. Your finished inventory is encrypted on your device with AES-256-GCM, using a key generated on your phone and protected by Face ID, and delivered to storage you control: Google Drive, iCloud, the device itself, or your own S3 bucket. WHIG's database never holds item names, brands, values, the transcript, or item images, only room labels, cryptographic hashes, and anonymised aggregates. The walkthrough video is processed in an isolated environment and deleted within the hour, with a hard maximum of 24 hours. In short, WHIG never holds the list of what you own, and HomeZada, by design, does.
Proof: will it hold up at claim time?
An inventory is only as useful as it is believable when you need it. The question an insurer or assessor may quietly ask is whether a list could have been edited or assembled after the fact. HomeZada gives you a thorough, well-organised record, but it does not cryptographically seal the inventory or offer independent, public verification that it has not been altered.
WHIG is built around exactly this problem. Each step of the pipeline is SHA-256 hashed and signed with ECDSA on the NIST P-256 curve, with the private signing key held in AWS KMS and never exported, which makes the record tamper-evident. Anyone, including you, an insurer, or an assessor, can confirm a package at whig.app/verify directly in the browser, with nothing uploaded. That verifiable, timestamped proof of integrity is the core thing a focused insurance-evidence tool offers that a general inventory list does not.
What HomeZada really costs
HomeZada's Essentials tier is free and includes home inventory and document management, which is a fair offer if your needs are light. The AI video recognition that makes capture quick sits in Premium at $99 per year, or $15.95 per month. Deluxe is $189 per year and supports up to three properties, with extra properties at $99 per year each. Family members can share an account with their own logins at no extra cost.
The figure that matters is the running total. Premium at $99 per year is roughly $297 over three years and around $495 over five, and that is the tier you need for the video feature. WHIG is free to start and $38 one time for the permanent Evidence Package, with no subscription. If you want an evolving dashboard you tend every month, a yearly fee can be reasonable. If you want a finished record you can trust, paying once is hard to beat.
HomeZada's market focus
HomeZada is a US-focused platform. It works from anywhere, but its pricing is in US dollars and its data and replacement-cost context are oriented to the American market. Wherever you are outside the US, that affects two things: the currency you are billed in, and how well the underlying value estimates reflect what items actually cost to replace where you live.
WHIG is not tied to the US market and estimates replacement cost from current retail pricing data. Those values are estimates and not a professional valuation, but they are anchored to the market you would actually be replacing items in. For documenting contents for your own insurer, a tool that is not locked to one country removes a layer of translation.
Who should choose HomeZada, and who should choose WHIG
Choose HomeZada if you want a single platform to run your whole property: inventory plus maintenance, documents, renovation projects, and finances, with the breadth justifying a yearly subscription. If you are a hands-on homeowner who likes a living dashboard and you are comfortable with cloud storage and US-centric defaults, it gives you a lot for the money.
Choose WHIG if your goal is narrower and sharper: a private, complete, verifiable record of your contents for insurance, built fast from a single video, kept in storage you control, sealed so it holds up, and paid for once. WHIG will not manage your maintenance calendar or your budget, and it is not meant to. It is meant to make sure that if the worst happens, you can prove what you had.
What HomeZada does well
- Covers far more than inventory: maintenance schedules, home projects, document storage, and budgets all live in one account.
- Offers a genuinely free Essentials tier that includes home inventory and document management with no upfront cost.
- Includes AI video recognition on the Premium tier that can detect items from a room video, plus AI chat features.
HomeZada suits US homeowners who want a single dashboard for inventory, documents, maintenance, projects, and household finances.
Where WHIG pulls ahead
Your items never touch our servers
WHIG is zero-knowledge. Your walkthrough is turned into an inventory, encrypted on your device, and delivered to your own Google Drive. We hold room labels and cryptographic hashes, never item names, brands, or values. See exactly how on our security page.
A sealed record you can prove
Every step of processing is hashed and signed, so your Evidence Package is tamper-evident. Anyone can check it, including an insurer, at whig.app/verify. HomeZada gives you a list. WHIG gives you proof.
One price, not a subscription
WHIG is free to start and $38 one-time for the permanent Evidence Package. No recurring fee to keep what is already yours.
Available internationally, not US-only
Where HomeZada is tied to one market, WHIG works wherever you are. Replacement-cost estimates use current retail pricing data rather than one country's defaults.
The verdict
HomeZada is a capable, broad home-management suite, and for someone who wants to run their entire home from one yearly subscription it offers real value, including AI video capture and a free entry tier. But for the specific job of documenting your contents for insurance, WHIG is the better fit: it builds a complete, valued inventory from a short walkthrough, keeps it encrypted on your own device and in storage you control, seals it so its integrity can be verified by anyone at whig.app/verify, and costs $38 once instead of a recurring fee. One tool runs your home. The other proves what is in it. If proof is what you need, choose the focused one.
Frequently asked questions
- How much does HomeZada cost?
- HomeZada has three tiers. Essentials is free, Premium is $99 per year or $15.95 per month, and Deluxe is $189 per year for up to three properties, with additional properties at $99 per year each. These are recurring fees, so the cost compounds the longer you use it. WHIG, by contrast, is free to start and $38 one time with no subscription.
- Is HomeZada free?
- Yes, HomeZada has a free Essentials tier that includes home inventory, home documents, and contact management, plus limited AI. The features many people actually want, including AI video recognition, sit in the paid Premium tier at $99 per year. So it is free to start but paid to unlock the faster capture tools.
- Does HomeZada have AI video?
- Yes. HomeZada includes AI video recognition that can detect items from a room video, available on its Premium tier, and it is a genuine strength of the platform. WHIG is built around the same idea of capturing a room by video, then adds on-device encryption, per-item value estimates from current retail pricing data, and a sealed record.
- Is HomeZada good for insurance?
- HomeZada gives you an organised inventory with photos and receipts, which is useful supporting documentation. However, it does not cryptographically seal the inventory or offer independent, public verification that the record has not been altered. If tamper-evident, verifiable proof matters for a claim, a tool built specifically for that, like WHIG, is a stronger fit. Any values shown are estimates, not a professional valuation.
- Is there a HomeZada alternative focused on insurance?
- Yes. WHIG is a contents inventory app that estimates replacement cost from current retail pricing data. Rather than running your whole home, it focuses on producing one private, sealed, insurance-ready record from a short video walkthrough. It is free to start and $38 one time, with no yearly subscription.
- Is WHIG or HomeZada more private?
- WHIG is more private by design. Your finished inventory is encrypted on your device and delivered to storage you control, and WHIG's database never holds item names, brands, values, or item images, only room labels, hashes, and anonymised aggregates. HomeZada stores your inventory and documents in your HomeZada cloud account, which is standard for a hosted platform but means the provider holds your data.
- Can I use HomeZada for more than one property?
- Yes. HomeZada's Deluxe tier at $189 per year supports up to three properties, and you can add further properties at $99 per year each. Family members can also join a shared account with their own logins at no extra cost. WHIG is focused on producing a sealed inventory per home rather than an ongoing multi-property dashboard.
- Do I keep my inventory if I stop paying?
- With a subscription platform like HomeZada, continued access to paid features depends on maintaining your plan. With WHIG you pay $38 once for a permanent Evidence Package, and because the encrypted inventory is delivered to your own storage, you keep and control it regardless of any future fee.
See what you own, and prove it
WHIG is coming to iOS and Android. Join the waitlist for early access. Twenty minutes and your phone.
Join the waitlistCompare WHIG with other apps
See how WHIG measures up against the other home inventory apps, side by side.
Sources, as of June 2026
Competitor details are summarised in good faith from public sources on the dates shown and may have changed since. WHIG provides information and documentation, not a professional valuation.